What will you pay?
Financial information
You live in a treaty country and you are receiving a pension or benefit from the Netherlands. Then you need to arrange your health insurance in your country of residence through the CAK. For this, you pay a healthcare contribution. On this page you will read what a treaty contribution is, and how and how much you must pay. Also take a look at the frequently asked questions.
Arrange it yourself
Healthcare contribution
You pay a healthcare contribution for basic healthcare in the country where you live. This amount is deducted from your pension or benefit each month.
Country-of-residence factor
Healthcare differs in every country. We take this into account using the country-of-residence factor. This way, you pay neither too much nor too little for the healthcare you receive in your country of residence.
Annual statement
You will receive an annual statement from us each year. You will then see whether you are entitled to a refund, need to make an additional payment, or have paid the right amount.