I received a fine, but I don't think I need Dutch health insurance. What can I do?

Request a Wlz assessment if you think you do not need Dutch health insurance

When you receive a fine, you need proof that you did not need Dutch health insurance at the time of the fine, or the time of our first letter. The Social Insurance Bank (SVB) can prove this for you, with a Wlz assessment.

How do I apply for the Wlz assessment?

The Social Insurance Bank (SVB) can do a Wlz assessment for you. Apply for the Wlz assessment on the SVB website. You can fill in the form online, if you have DigiD. Otherwise you need to print the form, fill it in, and send it by post. The address of the SVB is on the form.

Request the Wlz assessment on the SVB website.

What happens next?

Within 8 weeks the SVB will send you a letter with the result. If you are insured under the Wlz, you need to get a Dutch health insurance. You will get 6 weeks after the result, to get a Dutch insurance. If you are not Wlz insured, you do not need a Dutch health insurance. The SVB will also inform us about the result. We will cancel the fine if you did not need Dutch health insurance at the time of the fine.

Should I pay the fine?

Yes, you can pay the fine in installments. You get a letter from the Centraal Justitieel Incasso Bureau (CJIB) with a payment request. If we cancel the fine, you will get your money back from the CJIB. This happens automatically, to the bank account you paid with.

What happens if I have paid the fine, and it's canceled?

You will then receive your money back. We will send you a letter that we withdraw the fine. You will receive your money back from the Centraal Justitieel Incassobureau (CJIB). The CJIB will automatically refund this to the bankaccount number that you used for paying.